Personal Banking
Checking Accounts
Interest Checking Account
No minimum balance required to open. Monthly fee $1.50. Receive the first 25 checks free. Direct deposit and ACH available. No ATM fee when you use a Cross County ATM. Free debit card available. $300.00 bounced check protection available. No per check charges.
Free Checking Account
No minimum balance required to open. Non-interest bearing. Receive the first 25 checks free. Direct deposit and ACH available. No ATM fee when you use a Cross County ATM. Free debit card available. No per check charges.
Preferred Checking Account
Minimum balance required to open $7,500.00. Daily balances maintained at $7,500 or greater will earn the Preferred Checking Account rate (See Rates). If the balance falls below $7,500 the account will earn the current checking account rate in effect until the balance is brought back up to the required $7,500.00. Receive the first 25 checks free. Direct deposit, no ATM fee when you use a Cross County ATM, free debit card, $300.00 bounced check protection.
