Rates

Certificates and IRAs

As of

CERTIFICATES OF DEPOSIT / INDIVIDUAL RETIREMENT ACCOUNTSINTEREST
RATE
ANNUAL PERCENTAGE YIELD (APY)MINIMUM TO OPEN AND EARN APY
3 Month CD0.20%0.20%$500.00
6 Month CD0.25%0.25%$500.00
7 Month CD0.25%0.25%$500.00
8 Month CD0.25%0.25%$500.00
9 Month CD0.25%0.25%$500.00
10 Month CD0.25%0.25%$500.00
12 Month CD0.40%0.40%$500.00
14 Month CD0.40%0.40%$500.00
18 Month CD0.60%0.60%$500.00
18 Month Variable Rate CD (IRA only)0.98%0.98%$100.00
24 Month CD1.00%1.00%$500.00
30 Month CD0.85%0.85%$500.00
36 Month CD1.10%1.10%$500.00
48 Month CD1.50%1.51%$500.00
60 Month CD1.75%1.76%$500.00

The stated annual percentage yield (APY) assumes interest earned will remain on deposit until maturity for accounts with a term, or for at least one year for accounts without a term. A withdrawal will reduce earnings. Fixed rate for accounts with specific maturities are in effect until maturity. Early withdrawal penalties may apply on Certificate of Deposit Accounts. Rates for variable rate accounts are subject to change at any time.  The interest rate and APY for the 18 Month Variable Rate CD (IRA Only) will be adjusted and determined by the rate then in effect for the 1 Year Treasury Constant Maturities as published by the Federal Reserve.

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