Rates

Mortgage Rates

Effective as of August 28, 2015

The rates listed below are for Owner Occupied One Family homes.
Fixed Rate Maximum Loan to Value amount is $417,000.00
Purchase Limits: 95%
Refinance Limits: 75%

Fixed Rates

TermRatePointsAPRCost Per Thousand
15 Year4.375%0.00%4.463%$7.59
30 Year5.000%0.00%5.037%$5.37

Fixed Rate Buydowns

TermRatePointsAPRCost Per Thousand
15 Year4.125%2.00%4.486%$7.46
30 Year4.750%2.00%4.964%$5.22


Home Equity Rates

The Home Equity rates listed below are for Owner Occupied and Non-Owner Occupied One Family Homes.
Maximum Loan to Value: 70%
Maximum Loan Amount: $208,500.00

Variable Rate Home Equity Line of Credit

Maximum
Lifetime
Minimum
Rate
RatePoints
9.50%3.25%3.25%0.00%

Fixed Rate Home Equity Line of Credit

TermRatePointsAPR
10 Year6.375%0.00%6.375%
15 Year6.625%0.00%6.625%
20 Year6.875%0.00%6.875%

Fixed Rate Home Equity Loan

TermRatePointsAPRCost Per Thousand
10 Year6.375%0.00%6.375%$11.30
15 Year6.625%0.00%6.625%$8.78
20 Year6.875%0.00%6.875%$7.68

Please contact our Mortgage and Loan Center for more information on all of our loan products.

FDICEqual Housing Lender
Cross County Savings Bank
79-21 Metropolitan Avenue | Middle Village, NY 11379 | (718) 326-6300
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