Rates

Mortgage Rates

Effective as of July 4, 2015

The rates listed below are for Owner Occupied One Family homes.
Fixed Rate Maximum Loan to Value amount is $417,000.00
Purchase Limits: 95%
Refinance Limits: 75%

Fixed Rates

TermRatePointsAPRCost Per Thousand
15 Year4.250%0.00%4.31%$7.53
30 Year4.875%0.00%4.91%$5.30

Fixed Rate Buydowns

TermRatePointsAPRCost Per Thousand
15 Year4.000%2.00%4.36%$7.40
30 Year4.625%2.00%4.84%$5.15


Home Equity Rates

The Home Equity rates listed below are for Owner Occupied and Non-Owner Occupied One Family Homes.
Maximum Loan to Value: 70%
Maximum Loan Amount: $208,500.00

Variable Rate Home Equity Line of Credit

Maximum
Lifetime
Minimum
Rate
RatePoints
9.50%3.25%3.25%0.00%

Fixed Rate Home Equity Line of Credit

TermRatePointsAPR
10 Year6.250%0.00%6.25%
15 Year6.500%0.00%6.50%
20 Year6.750%0.00%6.75%

Fixed Rate Home Equity Loan

TermRatePointsAPRCost Per Thousand
10 Year6.250%0.00%6.25%$11.23
15 Year6.500%0.00%6.50%$8.72
20 Year6.750%0.00%6.75%$7.61

Please contact our Mortgage and Loan Center for more information on all of our loan products.

FDICEqual Housing Lender
Cross County Savings Bank
79-21 Metropolitan Avenue | Middle Village, NY 11379 | (718) 326-6300
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