Fixed Rate Home Equity Loan
2nd Lien Position Only

As of April 26, 2018

The Fixed Rate Home Equity Loan - 2nd Lien Position Only rates listed below are for Owner Occupied and Non-Owner Occupied One to Four Family Homes.

Not all rates are posted.  Please contact our mortgage professionals for additional information.


Home Equity Loans (Closed-end):
Cross County Savings Bank offers Home Equity Loans with terms of 10, 15, or 20 years.
All loan products are subject to credit and property approval. All mortgage loans are originated by Cross County Savings Bank.
The annual percentage rate (APR) is the annual rate charged for borrowing, and is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan.
Property insurance is always required and flood insurance may be required, when necessary.
Certain property types are not eligible as collateral.
The maximum line amount is $208,500.00 for a Home Equity Loan.
The borrower is responsible to pay all closing costs for Home Equity Loans. All Home Equity loans must be secured by a 2nd position lien only.