Fee Schedule as of March 11, 2019

Abandoned (Unclaimed) Property
Cost for postage and certified mail required by law 
applicable to each account
Abandoned Property Handling Fee $20.00
Reclamation of Escheated Funds $25.00
ATM & Debit Card
ATM/Debit Card Replacement $10.00
ATM Foreign Transaction Fee* $2.50/per item
POS Pin Fee $1.00
Collection Charge (outgoing) $25.00
Collection of Coupons (per envelope) $25.00
Legal Processing Fee $125.00
Living Trust Acct Setup Fee $100.00
Maintenance Service Charges
Unless stated otherwise, fees are assessed monthly
Business Checking $20.00
Community Business Checking $15.00
Community Business Savings $5.00
Interest Checking $1.50
Money Market $5.00
Preferred Business Checking $50.00
Preferred Checking $2.50
RDC Service Charge (business) $40.00
RDC Scanner Service Charge
(charge varies dependent on scanner type)
Reg D Excess Debits Fee (per item) $10.00
Savings Accounts $5.00
Senior Advantage  $10.00
Miscellaneous Fees
Account Reconciliation Fee (per hour) $25.00
Account Transcripts (per hour) $25.00
Account Inactivity Fee (per month - fees not applicable to savings) $5.00
Amendment of Existing Account $10.00
Cash Exchange Fee $10.00
Coin & Currency Charge (per roll) $0.20
Coin Machine Fee (non-depositor) 10% of 
Collection of Foreign Items Fee $55.00
Consular/Immigration Reference Letter $25.00
Copy of Negotiable Item (each) $15.00
Duplicate Tax Form (per copy) $10.00
Medallion Guarantee $10.00
Money Order - Depositors $4.00
Money Order - Non-Depositors $7.00
Notary Public (non-depositor) $2.00
On-Us Check Cashed (non-depositor) $5.00
Photocopy of Check Fee (per item) $10.00
Photocopy of Transaction Slip (per item) $10.00
Record Research Fee (per hour) $30.00
Returned Check Charge $10.00
Return Check Charge on Loan Payments (per item) $20.00
Returned Mail Handling Fee (per item) $7.00
Signature Guarantee Fee (per item) $10.00
Statement of Balance Letter Fee (per item) $25.00
Statement Print Service Charge (per statement) $10.00
Stop Payment Fee (per item) $30.00
Stop Payment Negotiable Item (per item) $25.00
Telephone/Fax Transfer Request $10.00
Tellers Checks Under $1,000.00 $10.00
Insufficient Funds Charge (per item - for consumer accounts) $34.00
Insufficient Funds Charge (per item - for business accounts) $50.00
Overdraft Protection Transfer Fee $12.00
Premium OD Fee (per item paid) $34.00
Uncollected Funds Charge (per item - for consumer accounts) $34.00
Uncollected Funds Charge (per item - for business accounts) $50.00
Passbook Savings & Certificate of Deposits
Accounts Closed Within Six Months $10.00
Early Closeout of Holiday Club $10.00
Lost Passbook Fee $10.00
No Book Withdrawal $10.00
Safe Deposit Boxes
Rental fees are based on the size of the box
One Lost Key $25.00
Two Lost Keys $150.00
Late Payment Fee $10.00
Wire Transfer Fees
Domestic Incoming Wire $15.00
Domestic Outgoing Wire $40.00
Foreign Incoming Wire $15.00
Foreign Outgoing Wire $45.00

* Reflects Daily Aggregate Fee(s) 
Fees are subject to change.