Our History


Bushwick Savings & Loan Association - Organized 1888 - Cross County Savings Bank is a local, FDIC-insured mutual savings bank that was originally founded in 1888 as Bushwick Savings & Loan Association of New York.  Since such time, we have gone through various name changes, but our mission has remained the same… to make a difference in the lives of our local customers and businesses and in the overall betterment of our community. 

Cross County Savings Bank was founded on this principle.  From its origin, the founder’s mission was to meet the needs of the local community during the late 1800s.  We were formed, as a mutual savings bank owned by our depositors, to provide a place for all members of our local area to keep and grow their finances, and obtain loans, when most other banks at that time catered primarily to the needs of corporations and wealthy individuals.

We have remained dedicated to this objective throughout our 125+ years as a financial institution.  Our ability to withstand a series of economic downturns in the US economy, including the Great Depression and recent recession, is a testament to our ability to endure and overcome adversity. 

Cross County Savings Bank opened its first location in 1888 at 612 Grand Street, Brooklyn, New York.  We have grown from one branch to six convenient locations in Queens, Brooklyn, and the Bronx, with a customer base that expands beyond the five Boroughs of New York City. 

Customer satisfaction is at the forefront of all that we do, and is the key to our longevity.